2 Easy Steps to financial security, in challenging times.
I would like to part a gift of knowledge with you. By sharing a story with you, on how to be more financially secure in SA.
There is this standing “joke” that I always share with my family, friends and alike. To paint the picture, I have been a Widow, recently re-married, mom, entrepreneur, student, mentor and always on the go. Whenever, I fall short of money, like the majority of 40 million adults in South Africa (excluding 10% of the group that is rich) …I always state, “One day when I grow Up!”
So, growing up can bring challenges some good and some extraordinarily difficult. Recently my mom was involved in ATM Fraud, where they cleaned out her bank account, and what makes it worse she is a SASSA pensioner…and a result, the bank turned around and said they are not liable. I was defrauded a couple of years ago. The thing is I got the upper hand because at the time I had a full R3.50 in my account. Regardless of the amount, it is a tremendously traumatic experience and loss of income.
Therefore, Step 1, is where the first part of knowledge is shared. OBC Loans provide custom insurance policies for Fraud such as ATM card fraud regardless of if it is savings, cheque, or credit card bank account.
The second step involves staff. And business Owners. We know that free cash flow is critical to a business’s survival. And when unplanned expenses like a staff member asking for a loan arise, we must turn them away.
No longer will this be the case, as by joining OBC, you will be provided with a secure app platform to request staff loans when needed, easy access to the funds, and the staff can repay these within 3 months.
The bottom line is happy staff result in an improved turnover.
Step 2, Yes. Sometimes we all need a little helping hand, OBC also provides small loans. And have a specialized app for companies and HR departments to for staff loans.
To get a quote on Fraud Insurance or enquire about the loans please contact us.